Who We Are

PAUL COLES Dip PFS

Managing Director and Independent Financial Adviser
Paul has worked in the financial services industry for much of his career, starting out with arranging motor and household insurance in 1993, before becoming qualified to advise on Pensions and Investments in 2002. Paul joined Integrity Pensions & Investments following a move from a larger IFA firm in Wiltshire, where he was a director. Paul had been searching for a ‘niche’ for some time, as he wanted to join a smaller, more bespoke firm, who have a closer working relationship with their clients. After all, it is our clients who make the job interesting.

Paul has lived in Wiltshire all his life, he loves being out and about in the countryside and can quite often be found on top of a hill somewhere (along with Inca the dog) training for his next marathon. He is married to Maria and they have two young daughters who seem to lead busier social lives than their parents! Paul also enjoys table tennis and is a long standing member of two local teams playing in different leagues around Wiltshire.

NEIL TRACEY BA(Hons) FPFS

Neil established Integrity, he is a Fellow of the Personal Finance Society, a Chartered Financial Planner and holds a First-Class Honours Degree in Banking and Risk Management. In 2022 Neil stepped down as the Managing Director and Chartered Financial Planner of the firm, but still serves on the Integrity board and works on a range of projects in the Financial Services Industry, often working closely with the Integrity team.

CHRIS HUES Dip FA

Independent Financial Adviser

Chris has been working in financial services since 2001. Having started his career working at one of the biggest financial services company in the UK, he was then carefully selected to work for the largest mortgage and protection brokers in the country. However, Chris felt that he wanted to be able to give his clients a more personable service so he decided to work for a smaller independent firm of financial advisers, which allowed him to offer his clients a more bespoke service, which he continues to do today. He is actively involved in advising both private and corporate clients in all areas of investments, pensions and protection. It is important for Chris to get to know his clients and have a thorough understanding of their circumstances, so he can ensure he provides the best solution, presented in a straightforward and friendly manner. Chris is married to Paula and lives in the Wiltshire countryside. In his spare time he enjoys running and has recently completed his first Triathlon.

IAN WILLIAMS CertPFS

Mortgage Director

Ian started his financial services career in 1987 with Nat West as an investments officer managing investment portfolios for the Bank’s personal and trust clients. Ian has subsequently worked for the Britannia Building Society providing advice in mortgages, protection, savings, pensions and investments and for Nat West (again!) as a financial planning manager. In 1999 Ian decided to specialise in mortgages and moved to John Charcol, a mortgage broker in central London transacting high net worth and complex mortgages for a broad range of clients. Ian has more recently worked with within the estate agency sector as a mortgage broker, sales manager and Head of Sales with a large, premium estate agency brand.
Ian joined Integrity in 2022 and has been working hard to complete his diploma in regulated financial services, whilst at the same providing mortgage advice to our own clients. He is very focused on client outcomes and works very hard to provide a smooth and efficient service and provide the advice in simple, understandable language.
Ian is married to Clare, has 3 children and lives in the Pewsey Vale. In his spare time, he enjoys walking his dogs in the Wiltshire countryside, ringing the bells in his local church and riding his motorcycles, either on the road or across the green lanes of Wiltshire.

REBECCA WITCHER Cert PFS

Paraplanner

Rebecca has worked in the financial services industry since 2007, starting as an Administrator at a firm of Financial Advisers in Winchester. Rebecca has already completed a number of financial services exams, she has a passion for study and continues to add even more industry qualifications to her name. She was employed by Integrity Pensions & Investments in February 2015 to work alongside the advisers, utilising her technical skills and experience to provide additional support to clients. Rebecca is a very busy mum of two boys who keep her on her toes. When she’s not running after two toddlers she volunteers for her local NCT branch, raising money for local parents, as well as being an active member of her local WI branch.

JACQUI CLARK

Jacqui has worked in the Independent Financial Advice sector for about 20 years, starting her career in this Industry at a busy Financial Advisers office in Bath in 1992 as a Personal Assistant. After having children, Jacqui then started working with Neil in 2005 and has worked at Integrity since its inception. Jacqui lives in Chippenham with her two teenage children, who keep her extremely busy (quite often as being a taxi service!) and enjoys spending her spare time with them, her family and friends. She also enjoys walking in the countryside and recently completed the Monster Run Obstacle Course at Cornbury Park in Oxford in May 2014, getting rather battered and bruised in the process!