Investments & Savings

Investments

Investing money can be a daunting task. With so many different options available, the uncertainties investors face and an ever changing economic background, how do you find the right investment for you?

As a firm of Chartered Independent Financial Advisers (IFA’s) we work hard and use our expertise to answer this question.

Before we make a recommendation to a client, we assess their attitude to risk and understand their objectives so that we can provide a financial solution to meet their goals.

As part of our advice process we review the different tax wrappers and products to establish what is most suitable for our client’s circumstances. A sample of the wrappers that could be appropriate include;

Individual Savings Account (ISA’s)

Open Ended Investment Company (OEIC)

Unit Trust (UT)

Bonds

Enterprise Investment Scheme (EIS)

Venture Capital Trust (VCT)

Structured Products

Pensions

The improvement in technology has allowed the creation of wraps and platforms. These portals allow clients to have many of their tax wrappers and investments in one place. This allows clients the benefit of a range of tax wrappers, but with the added benefit of viewing all of their portfolio in one place. A few of the other benefits of this service include easier access, greater control, enhanced reporting and less paperwork.