Getting Started on the Property Ladder

In recent years it has become increasingly difficult for first time buyers to get onto the property ladder, and so often these first time buyers become reliant on their parents to enable them to do this. Historically banks would offer … Continued

Pension Update

The chancellor George Osborne has just published his Taxation of Pensions Bill, which provides some further clarity on the pension changes which are being proposed. One of the main changes is the rules around withdrawing a tax free lump sum, … Continued

Financial Adviser Swindon

Financial Advisor Swindon? Are you looking for a Financial Advisor Swindon? Having recently attended a business expo in Swindon, it would appear a number of businesses are! South West Business Expo I visited the south west business expo in Swindon, … Continued

What Can I Invest in?

Equities The last quarter in 2014 is expected to be more volatile than the first three quarters, markets have already shown signs of being nervous. The US and many other markets are looking slightly vulnerable at a time when plenty … Continued

The public finances don’t add up!

The government’s plan to reduce the deficit this tax year is not going to plan. The treasury borrowed £11.6bn in August, which is £0.7bn higher than last year. Borrowing in the first five months of the 2014/15 financial year came … Continued

Auto Enrolment and Workplace Pensions

Workplace Pensions The government has introduced auto enrolment/ workplace pensions to help more people save for their future. This means that employers will need to automatically enrol some workers into a workplace pensions plan, whilst giving others the option to join a … Continued

Pension Advice Chippenham – Deflation

After recently attending a networking event in Chippenham, Wiltshire, I was asked by an individual what would be good to hold as an investment in his pension if the UK goes into a period of deflation. He seemed keen to … Continued

Investing in ETFs

ETFs (Exchange Traded Funds) are listed on the stockmarket, they are mostly ‘passive’ funds, so their aim is to track the performance of a commodity or a particular index, rather than trying to beat the market, which is what an … Continued